tabldot

Your employees eat better. You pay less.

For companies replacing meal cards with a smarter meal benefit

2026

The Real Cost of Meal Cards

For the employee to get 500 ₺ net

Meal Card (500 ₺ net to employee)

Card must be loaded603 ₺

GV taxable (273 × 15%)-41 ₺

SGK employee (445 × 14%)-62 ₺

SGK employer (445 × 20,5%)+91 ₺

Employee gets / Employer pays500 ₺ / 694 ₺

Catering via Tabldot (500 ₺)

Meal value500 ₺

GV exempt (GVK 23/8)Unlimited

SGK exemptUnlimited

Employee gets / Employer pays500 ₺ / 500 ₺

~4.2K ₺/month savings per employee

Based on 2026 SGK rates · GVK 23/8 unlimited exemption for on-site catering

~4.3M ₺

annual savings for a 100-employee company

Employees	Meal Card Cost/Year	Catering Cost/Year	Annual Savings
10	-1.53M ₺	-1.1M ₺	+427K ₺
30	-4.58M ₺	-3.3M ₺	+1.28M ₺
50	-7.63M ₺	-5.5M ₺	+2.13M ₺
100	-15.27M ₺	-11M ₺	+4.27M ₺
300	-45.8M ₺	-33M ₺	+12.8M ₺

These are not projections. This is how Turkish tax law works today.
500 ₺/day net to employee · 22 days/month · 2026 rates · All figures are approximate.

Better Food for the Same Money

Where does your 500 ₺ actually go?

Restaurant (via meal card)

Rent (dining area + location)50 ₺

Waiters, hosts, cashiers60 ₺

Dining room overhead25 ₺

Meal card commission40 ₺

Food waste (unpredictable demand)25 ₺

Available for food300 ₺

vs

Caterer (via Tabldot)

Delivery vehicles + drivers25 ₺

Tabldot commission25 ₺

Food waste (exact counts)5 ₺

Available for food445 ₺

Same price, better meal

Pay After. Pay Only for What's Consumed.

No meal, no cost.

Meal Card (pre-load)

Employee on leaveCharged

Employee sickCharged

Employee travelingCharged

Public holidayCharged

Employee quits mid-monthCharged

When you payBefore the month

vs

Tabldot (post-payment)

Employee on leave0 ₺

Employee sick0 ₺

Employee traveling0 ₺

Public holiday0 ₺

Employee quits mid-month0 ₺

When you payAfter the month

Also, your money stays with you until the service is delivered.

45 Minutes Back Every Day

Meal card lunch vs. catering lunch

Meal Card Lunch

Decide where to eat5 min

Travel to restaurant15 min

Wait for food10 min

Eat15 min

Travel back15 min

Total60 min

vs

Catering Lunch

Pick up food2 min

Eat15 min

Total15 min

165 hrs

saved/month (10 employees)

≈ 1 employee

825 hrs

saved/month (50 employees)

≈ 5 employees

1.650 hrs

saved/month (100 employees)

≈ 10 employees

Why Tabldot?

Platform

Ordering, headcount, absence tracking
Invoicing from shared data
The system stays even if the caterer changes

Marketplace

Find a caterer matched to your team
Switch if quality drops
No lock-in to any single provider

Quality

Employees rate every meal
Caterer sees actionable feedback
Issues caught before complaints

Compliance

Meal records & cost docs
Audit-ready exports
GVK 23/8 documentation

Meal Card vs. Tabldot

	Meal Card	Tabldot
Employer cost (for 500 ₺ net)	694 ₺/day	500 ₺/day
Employee net value	500 ₺/day	500 ₺/day
Tax exemption	Capped (330 ₺ GV, 158 ₺ SGK)	Unlimited (GVK 23/8)
Food value per 500 ₺	300 ₺	445 ₺
Payment timing	Pre-load (before month)	Invoice (after month)
Time lost at lunch	60 min/day	15 min/day
Employee satisfaction data	None	Real-time ratings
Contract lock-in	Annual contracts	None — cancel anytime
Caterer switching	N/A	Marketplace

You pay less. Your employees eat better.

How It Works

What your employees and your HR team see.

Employee app

Getting Started

1Manager signs up & creates company

2Sends invites to employees

3Finds a caterer on marketplace

4Pilots with one team

5Rollouts company-wide

Free for companies. Only thing you need to do: sign up.

Company dashboard

Calculate your savings right now

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